Free Financial Tools
18 powerful tools to help you take control of your finances. Calculators, analyzers, converters, and AI-powered advisors - all completely free.
Financial Calculators
Calculate savings, budget, net worth, and more
Savings Calculator
Calculate how much you can save per month based on your income and expenses
Budget Calculator
Create a monthly budget plan using the 50/30/20 rule or custom percentages
Subscription Cost Calculator
Calculate total annual cost of all your subscriptions and find savings opportunities
Net Worth Calculator
Calculate your net worth by tracking assets and liabilities
Emergency Fund Calculator
Determine how much you need in your emergency fund (3-6 months expenses)
Debt Payoff Calculator
Calculate how long it will take to pay off your debt and save on interest
Retirement Calculator
Calculate how much you need to save for retirement based on your goals
Compound Interest Calculator
Calculate investment growth with compound interest over time
Financial Analyzers
Analyze your financial health and spending patterns
Financial Health Score
Get a quick assessment of your financial health (A-F grade)
Expense Ratio Analyzer
Analyze your spending breakdown by category and find optimization opportunities
Savings Rate Calculator
Calculate what percentage of your income you're saving each month
FIRE Number Calculator
Calculate your Financial Independence Retire Early (FIRE) number
Format Converters
Convert and parse financial data formats
AI-Powered Tools
Get personalized financial advice from AI
AI Budget Advisor
Get personalized budget recommendations from AI based on your spending
AI Savings Tips Generator
Get personalized money-saving tips based on your spending patterns
AI Financial Goal Planner
Create an actionable plan to achieve your financial goals with AI guidance