Free Finance Calculators
20 no-signup tools to help you estimate payments, plan budgets, calculate investment growth, audit subscriptions, and take control of your finances.
Financial Calculators
Calculate savings, budget, net worth, and more
Loan Calculator
Estimate monthly loan payments, total interest, and an amortization summary
Savings Calculator
Calculate how much you can save per month based on your income and expenses
Budget Calculator
Create a monthly budget plan using the 50/30/20 rule or custom percentages
Subscription Cost Calculator
Calculate total annual cost of all your subscriptions and find savings opportunities
Net Worth Calculator
Calculate your net worth by tracking assets and liabilities
Emergency Fund Calculator
Determine how much you need in your emergency fund (3-6 months expenses)
Debt Payoff Calculator
Calculate how long it will take to pay off your debt and save on interest
Retirement Calculator
Calculate how much you need to save for retirement based on your goals
Compound Interest Calculator
Calculate investment growth with compound interest over time
Financial Analyzers
Analyze your financial health and spending patterns
Financial Health Score
Get a quick assessment of your financial health (A-F grade)
Expense Ratio Analyzer
Analyze your spending breakdown by category and find optimization opportunities
Savings Rate Calculator
Calculate what percentage of your income you're saving each month
FIRE Number Calculator
Calculate your Financial Independence Retire Early (FIRE) number
Format Converters
Convert and parse financial data formats
CSV to JSON Converter
Convert CSV transaction data to JSON format for easy processing
Bank Statement Text Parser
Parse pasted bank statement text into transactions, then export CSV or JSON
Receipt Text Extractor
Extract text and amounts from receipt images using OCR
Free PDF to CSV Converter
Convert a bank or card statement PDF to CSV: no signup, no AI, text-based PDFs only
AI-Powered Tools
Get personalized financial advice from AI