Free Financial Tools

18 powerful tools to help you take control of your finances. Calculators, analyzers, converters, and AI-powered advisors - all completely free.

Financial Calculators

Calculate savings, budget, net worth, and more

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Savings Calculator

Calculate how much you can save per month based on your income and expenses

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Budget Calculator

Create a monthly budget plan using the 50/30/20 rule or custom percentages

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Subscription Cost Calculator

Calculate total annual cost of all your subscriptions and find savings opportunities

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Net Worth Calculator

Calculate your net worth by tracking assets and liabilities

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Emergency Fund Calculator

Determine how much you need in your emergency fund (3-6 months expenses)

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Debt Payoff Calculator

Calculate how long it will take to pay off your debt and save on interest

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Retirement Calculator

Calculate how much you need to save for retirement based on your goals

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Compound Interest Calculator

Calculate investment growth with compound interest over time

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Financial Analyzers

Analyze your financial health and spending patterns

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Financial Health Score

Get a quick assessment of your financial health (A-F grade)

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Expense Ratio Analyzer

Analyze your spending breakdown by category and find optimization opportunities

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Savings Rate Calculator

Calculate what percentage of your income you're saving each month

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FIRE Number Calculator

Calculate your Financial Independence Retire Early (FIRE) number

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Format Converters

Convert and parse financial data formats

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CSV to JSON Converter

Convert CSV transaction data to JSON format for easy processing

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Bank Statement Text Parser

Extract transaction data from bank statement text or PDFs

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Receipt Text Extractor

Extract text and amounts from receipt images using OCR

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AI-Powered Tools

Get personalized financial advice from AI

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AI Budget Advisor

Get personalized budget recommendations from AI based on your spending

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AI Savings Tips Generator

Get personalized money-saving tips based on your spending patterns

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AI Financial Goal Planner

Create an actionable plan to achieve your financial goals with AI guidance

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Want More Powerful Features?

Upload your bank statements and let AI automatically categorize transactions, detect subscriptions, and provide personalized financial insights.