🩺

Financial Health Score

Get a quick assessment of your financial health (A-F grade)

Your Financial Information

$
$
$

Include credit cards, loans, mortgage, etc.

Recommended: 3-6 months

🩺 Health Check Tips

  • • Save at least 20% of your income
  • • Keep debt payments under 28% of income
  • • Build a 3-6 month emergency fund
  • • Improve your credit score by paying on time
  • • Review your financial health quarterly

Your Financial Health Score

B

87/100

Very good! Keep up the great work.

Score Breakdown

Savings Rate (30%)100/100

You're saving 20.0% of your income

Debt Management (30%)90/100

Debt is 10.0% of your income

Emergency Fund (25%)75/100

3 months of expenses saved

Credit Health (15%)75/100

Credit score: 700-749

📊 Top Recommendations

  • •Build your emergency fund to 3-6 months of expenses
  • •Improve credit score by paying bills on time and reducing utilization

How Financial Health Score Works

Your Financial Health Score is a comprehensive assessment of your financial well-being across four key categories.

Score Components:

  • • Savings Rate (30%) - Percentage of income you save/invest each month
  • • Debt Management (30%) - Debt-to-income ratio (lower is better)
  • • Emergency Fund (25%) - Months of expenses you have saved
  • • Credit Health (15%) - Your credit score range

A score of 90+ (Grade A) indicates excellent financial health. Scores below 70 suggest areas that need improvement. Use this tool quarterly to track your progress toward financial wellness.

Want Automatic Financial Insights?

Bills AI automatically analyzes your bank statements, categorizes transactions, detects subscriptions, and provides personalized recommendations - all powered by AI.