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Everything you need to write about Bills AI accurately and quickly.

Quick Facts

Product nameBills AI
Websitehttps://billsai.cc
What it doesAI-powered personal finance analyzer. Reads bank statement PDFs, categorizes transactions, finds forgotten subscriptions and hidden fees — without ever linking to a bank account.
Key differentiatorThe only major personal-finance tool that does not use Plaid, Yodlee, or MX. Works from a PDF.
PricingFree (1 scan/month) · Starter $5/mo · Pro $12/mo · Business $29/mo. Yearly plans save 30%.
AI enginesGPT-4 (OpenAI), Claude 3.5 Sonnet (Anthropic), Gemini 2.0 Flash (Google). Users choose.
Supported banks500+ worldwide. US, Vietnam, Korea, EU, and others. Reads any bank PDF.
Users500+ paying users, 4.8/5 average rating across 523 reviews.
Founded2024

Story Angles

Pre-researched, citable narratives we're happy to support with data and quotes:

The post-Mint privacy migration

Intuit shut down Mint in January 2024, pushing millions of users to alternatives. Bills AI is the privacy-first option in this wave — no bank linking, no data sales. See our Mint comparison and Plaid risk analysis.

The 2026 subscription-spending data report

We analyzed 12,847 anonymized US bank statements in Q1 2026. Findings: average $219/mo subscription spend, $497/yr wasted on unused subs, AI-tool spending jumped 11× since 2023. Full breakdown in our public data report. Available for citation; methodology in the post.

The AI-stack-bloat trend

Average power user now runs 4-6 AI subscriptions ($80-150/mo). We can supply category-level data on which AI tools are most forgotten. Reference: AI subscription audit guide.

The non-US fintech gap

US personal finance apps don't work outside the US because they rely on US-centric aggregators (Plaid). Bills AI is built from a PDF, working natively for Vietnamese (VCB, Techcombank, BIDV), Korean (KB, Shinhan, Toss, Kakao), and EU banks.

Quotes (For Citation)

“Mint trained a generation of people to hand their bank credentials to whoever asked for them. We're building the undo button — same insights, no credentials, no data sales.”

— Bills AI founding team

“The average person we audit finds $128/month of forgotten subscriptions. That's $1,500/year per user. The question isn't whether to audit your subscriptions — it's why no mainstream tool made it this easy until now.”

— Bills AI founding team

“Plaid stores credentials for 100 million accounts. That's not a security feature, it's a security liability. We decided to never need it.”

— Bills AI founding team

Brand Assets

Logos & Screenshots

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Press Contact

For interviews, additional data, founder quotes, or fact-checking:

press@billsai.cc

Response time: under 24 hours.

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