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Net Worth Calculator
Calculate your net worth by tracking assets and liabilities
Assets (What You Own)
$
$
$
$
Total Assets$250,000
Liabilities (What You Owe)
$
$
$
Total Liabilities$163,000
💡 Net Worth Tips
- • Track net worth quarterly to monitor financial progress
- • Focus on increasing assets and reducing liabilities
- • Use current market value for assets, not purchase price
- • Include all retirement accounts and investments
Your Net Worth
Current Net Worth
+$87,000
Asset Breakdown
Cash & Savings$10,000
Investments$25,000
Real Estate$200,000
Vehicles$15,000
Financial Ratios
Debt-to-Asset Ratio65.2%
Equity Percentage34.8%
📊 Assessment
Good progress! Continue building wealth by investing and paying down debt.
How the Net Worth Calculator Works
Net worth is a snapshot of your overall financial health. It represents the value of everything you own minus everything you owe.
Formula:
- • Net Worth = Total Assets - Total Liabilities
- • Assets = Cash + Investments + Real Estate + Vehicles + Other Property
- • Liabilities = Credit Cards + Loans + Mortgage + Other Debts
- • Debt-to-Asset Ratio = (Total Liabilities / Total Assets) × 100%
Track your net worth regularly to understand if you're making financial progress. A positive net worth means you own more than you owe. Focus on increasing this number over time by growing assets and paying down debt.