Bills AI vs Mint
The Privacy-First Alternative
After Mint sold your financial data and shut down, it's time for a better approach. Bills AI gives you AI-powered insights without linking your bank account or compromising your privacy.
Why Switch from Mint to Bills AI?
Privacy First
Upload bank statements instead of linking accounts. Your login credentials stay safe. Mint required full bank access and sold your data to advertisers.
AI-Powered Analysis
Advanced AI finds $120-350/month in hidden money leaks. Smarter categorization than Mint's basic rules. Works with OpenAI, Claude, or Gemini.
Global Support
Works with banks worldwide including Vietnam (VCB, Techcombank, VietinBank). Mint only supported US/Canada banks.
Feature Comparison
| Feature | Bills AI | Mint |
|---|---|---|
Privacy Protection No bank account linking required | ||
Data Security Your data never leaves our servers | ||
AI-Powered Insights Advanced AI finds hidden spending patterns | ||
Vietnam Bank Support Supports Vietnamese banks & formats | ||
Still Available Mint shut down on March 23, 2024 | ||
No Ads No credit card offers or advertisements | ||
Pricing Bills AI: from $5/mo, Mint was free (but sold your data) |
Pricing Comparison
Bills AI
- 100 statements/month (unlimited on Pro)
- AI-powered insights & analysis
- No data selling or ads
- Privacy-first approach
- Free plan: 1 statement/month
Mint
- Required bank account linking
- Sold your data to advertisers
- Frequent ads and credit offers
- Basic categorization only
- Service shut down March 2024
Frequently Asked Questions
Why did Mint shut down?
Intuit retired Mint on March 23, 2024, pushing users toward Credit Karma — which doesn't budget and didn't migrate your transaction history, categories, or goals. Many former Mint users are now looking for privacy-focused alternatives that don't require bank linking.
How is Bills AI different from Mint?
Bills AI doesn't require bank account linking. You upload bank statements (PDF/images) and our AI analyzes them. This is more secure and private. We also use advanced AI (OpenAI, Claude, Gemini) for better insights than Mint's basic categorization.
Is Bills AI really more private than Mint?
Yes. Mint required your bank login credentials and sold your data to advertisers. Bills AI only sees what you upload, never stores your bank passwords, and doesn't sell your data. You control exactly what we analyze.
Can I import my Mint data to Bills AI?
While we don't have direct Mint import, you can download your transaction history from Mint (CSV) and upload your recent bank statements to Bills AI. Our AI will analyze and categorize everything automatically.
What banks does Bills AI support?
Bills AI works with any bank that provides PDF or image statements. This includes all major US banks, Vietnamese banks (VCB, Techcombank, VietinBank, etc.), and international banks. If you have a statement, we can analyze it.
Real People, Real Money Recovered
Switching to Bills AI from another finance app — here's what users found.
“I was hemorrhaging $137/month on 7 subscriptions I completely forgot about. Canceled 5 of them in 10 minutes. Bills AI paid for itself instantly.”
“Categorization is scary accurate. What used to take me 3 hours every month now takes 30 seconds. Found $77 in bank fees I could've avoided.”
“Finally, a finance app that isn't sketchy. Bank-level encryption, zero data sharing. Saved $176 in the first month by cutting unnecessary SaaS tools.”
Mint is gone. Your money habits don't have to be.
Upload one bank statement and let AI show you exactly where your money is leaking — no bank login, no data selling. See it free in 30 seconds.
Free plan available • No credit card required • 1 statement/month