Bank statement questions, answered

Each page answers one question, gives numbered steps, says when the advice will not work and has a short FAQ. The free converter is at /tools/pdf-to-csv.

• How do I convert a bank statement PDF to CSV without giving anyone my bank login?

  Download the statement PDF yourself and convert it with the free Bills AI converter: no signup, no online-banking credentials, text-based PDFs up to 10 MB.

• Why won't my bank statement PDF convert to CSV?

  The usual causes: a scanned PDF with no text layer, a password, a file outside 1 KB to 10 MB, or column headings the converter does not recognise. What to try for each.

• How do I get bank statement transactions from a PDF into Excel or Google Sheets?

  Convert the text-based statement PDF to CSV with the free converter, then open it in Excel or import it into Google Sheets. How to check dates and numbers afterwards.

• How can I find recurring subscriptions on my bank or credit card statement?

  Look for the same merchant charging a similar amount at regular intervals across statements, by hand in a spreadsheet or by uploading statements to Bills AI.

• Is it safe to upload a bank statement PDF to an online converter?

  It depends on what the service does with the file. What the free Bills AI converter does with an uploaded PDF, what the account analysis stores, and what to check on any site.

• How do I let an AI assistant like Claude or ChatGPT read my bank statements through MCP?

  Add the Bills AI hosted MCP server to an assistant that supports remote MCP, approve the consent screen, and the assistant gets six read-only tools. How to disconnect.

• How can an AI assistant convert a bank statement PDF to CSV for me through MCP?

  With the Bills AI MCP server connected, an assistant converts a PDF in memory: a ChatGPT attachment, a small file as base64, or a larger one through a one-time upload URL. Nothing is saved.

• How do I convert a credit card statement with two date columns, or separate debit and credit columns, to CSV?

  How the free converter handles transaction and posting dates, separate Debit and Credit columns and signed amounts, and what to check in the CSV afterwards.

• How do I check that a converted bank statement CSV matches the original PDF?

  Compare totals, row counts and balances rather than a few rows: a checklist for any bank statement converted to CSV, by a converter or by an AI.

• What can't Bills AI do with bank statements?

  The limits of Bills AI: no bank connection, no OCR in the free converter, AI extraction that needs checking, a read-only MCP server and no financial advice.