# How do I convert a bank statement PDF to CSV without giving anyone my bank login?

Download the statement PDF yourself from your bank's website, then upload it to the free Bills AI PDF to CSV converter. It needs no signup and no online-banking credentials. It reads the PDF's text layer on the server, in memory, and returns a CSV for Excel or Google Sheets. Scanned PDFs are not supported, and the result should be checked against the original.

Last reviewed: 2026-11-13. Canonical page: https://billsai.cc/solutions/convert-bank-statement-pdf-to-csv-without-bank-login

## Steps

1. Sign in to your bank the way you normally do and download the statement as a PDF. Use the file the bank generates rather than a scan or a photo, so the text in it can be selected.
2. Open the free converter and drop the PDF on it. The file must be between 1 KB and 10 MB, and no account is needed.
3. Wait for the table preview and read any warnings. The converter reports the lines it left out and warns when it cannot recognise the column headings.
4. Download the CSV and open it in Excel or Google Sheets.
5. Compare the rows and totals with the original statement before you rely on the data.

## When this will not work

- Scanned or photographed statements have no text to read, and the converter has no OCR, so it reports that it found no table.
- Password-protected PDFs are refused until you remove the password.
- Layouts whose column headings use none of the usual words (date, description, debit, credit, amount, balance and their equivalents in a few languages) can come out with values in the wrong columns. One of our synthetic test layouts did exactly that.
- Tables without a date on every row, such as most invoices, are not what the converter is built for.
- The limit is 10 conversions a minute and 40 a day per visitor.

## Frequently asked questions

### Does the converter ask for my online-banking username or password?

No. You download the statement PDF from your bank yourself and upload only that file. The converter needs no signup and never asks for online-banking credentials.

### Does the converter use AI?

No. It reads the text layer of the PDF and places each value under its column heading. There is no AI and no OCR in the free converter.

### Will it work with my bank?

We have not tested any named bank. We tested synthetic statement layouts, and the accuracy page lists the ones that work and the one that fails. Check any result against your original statement.

### Is the converter free?

Yes, there is no signup and no charge. To keep it available it is limited to 10 conversions a minute and 40 a day per visitor, with files up to 10 MB.

## Related

- [Free bank statement PDF to CSV converter](https://billsai.cc/tools/pdf-to-csv)
- [Converter test results, including the layouts that fail](https://billsai.cc/tools/pdf-to-csv/accuracy)
- [Blog: convert a bank statement PDF to CSV for free](https://billsai.cc/blog/convert-bank-statement-pdf-to-csv-free)
- [Privacy policy](https://billsai.cc/privacy)

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